Since its launch in 2020, Pix has transformed Brazil’s payment ecosystem, reaching numbers that impress any company looking to expand into the country. In 2024, the Central Bank of Brazil reported over 150 million active users and more than USD 456 billion in monthly transactions (Central Bank of Brazil), consolidating Pix as the most used payment method in Brazil, ahead of credit and debit cards.
This massive adoption created an ecosystem where instant and digital payments became the new standard for consumers. Along with that evolution, new functionalities have emerged, such as Automatic Pix. Through fully automated and secure recurring charges, with prior customer authorization and instant settlement, Automatic Pix helps companies reduce default rates, optimize cash flow, and deliver smoother payment experiences for their customers.
Learn more about this new feature and how FacilitaPay makes integration seamless for businesses looking to operate in Brazil with full security and regulatory compliance.
How Automatic Pix integration works with FacilitaPay
Automatic Pix works as a recurring debit directly from the customer’s bank account, allowing companies to schedule automated charges. Instead of dealing with invoices, reminders, or expired cards, the customer pre-authorizes the charge, and the amount is instantly debited on the scheduled date. This eliminates payment delays and significantly reduces default risk.
With FacilitaPay, companies have full flexibility and autonomy to define billing frequency according to their business model, choosing between:
- Weekly
- Monthly
- Quarterly
- Annual
The model also supports different subscription types, such as immediate charge, ideal for streaming or SaaS services; paid trial periods, where the customer pays at the end of the trial and continues on the same billing cycle; or free trials or future start dates, where billing only starts once the promotional period ends or the service officially begins.
It is important to note that only institutions authorized by the Central Bank of Brazil (Bacen) can offer this type of integration, as is the case with FacilitaPay. Everything is powered by an API-first automation, enabling businesses to create, cancel, or update subscriptions in a fully integrated environment. In essence, Automatic Pix delivers predictable revenue, simplified user experience, and lower costs, without the need for card fees, gateways, or complex bank agreements.
Efficiency, automation and security: the path to scaling in Brazil with confidence
By combining instant settlement, automation, and regulatory security, Automatic Pix is redefining how international companies can scale their operations in Brazil. With prior customer authorization and direct debit, it eliminates manual steps and ensures real-time fund availability for merchants.
Since the system operates based on available account balance, it prevents declines due to credit limits or blocked cards, which helps minimize default risk. Payers also receive notifications before and after each debit, increasing transparency and reducing disputes. Moreover, it removes common sources of friction, such as expired cards, forgotten invoices, or processing failures, reducing involuntary churn and creating a more fluid payment experience for both customers and businesses.
Through FacilitaPay, international companies gain access to this technology with a secure, scalable, and fully compliant infrastructure authorized by the Central Bank of Brazil, ensuring efficiency from the very first transaction.
Contact our specialists to learn how to integrate Automatic Pix into your business and streamline your recurring payments in Brazil.
